Good Stacking Opportunity: Targeted Amex Platinum Cardholders Can Get $400 Off A Fine Hotels + Resorts Stay


Editor’s note: This story is regularly updated with current offers and some mentioned may no longer be available. See current offers here.

If you are a The Platinum Card® from American Express Where The Business Platinum Card® from American Express cardholder and you have not yet used your Fine Hotels + Resorts program $200 statement credit for the year, here is a great opportunity.

There is a Amex offer running that earns you $200 when you spend at least $850 with Fine Hotels + Resorts. This can be stacked with your $200 annual statement credit, giving you $400 off a stay of $850 or more. You must book a prepaid stay via the American Express Travel Portal before November 12, but travel dates may be later.

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Note that this is a targeted offer, so log in to your Amex account to see if you qualify.

Spend $850 on an FHR booking and get $200 back

To take advantage of this offer, Platinum cardholders should find this offer in their Amex Offers section and click “Add Offer”. This promotion, which requires cardholders to spend at least $850 on prepaid FHR reservations for $200 in statement credit, is limited to one per person, for travel booked by Nov. 12. Doctor of Credit first reported this transaction.


Read more: Here’s Your Guide to Amex Platinum Prepaid Resort Credit

Stack this offer with $200 Prepaid Platinum Resort Credit

Note that this offer can be combined with the $200 prepaid resort credit for Platinum cardholders; you can use the card for certain prepaid reservations at FHR and The Hotel Collection when booked through the Amex Travel portal.

Booking a hotel through Amex’s FHR program offers elite benefits — including daily breakfast, room upgrades, 4 p.m. late checkout, and other extras — at more than 1,100 high-end properties around the world; all this has a price that cannot be higher than booking directly with the hotel itself. American Express cardholders with a Platinum or Centurion branded card, including The Platinum Card from American Express and The Business Platinum Card from American Expresscan book certain hotels through this program.

Members can also use this Amex offer to book stays through The Hotel Collection, which offers room upgrades upon arrival (if available) and up to $100 resort credit to be used on qualifying dining, spa and resort activities. Just note that The Hotel Collection requires a minimum stay of two nights while Amex FHR has no minimum stay requirement.

At the end of the line

Platinum cardholders who have not yet taken advantage of their $200 annual prepaid resort credit can take advantage of a potential credit opportunity worth $400. Use The Platinum Card from American Express Where The Business Platinum Card from American Express for this offer and earn 5 points per dollar spent on all prepaid hotels booked with American Express Travel.

Even if you book a hotel that is part of a larger loyalty program, you may still be eligible for earn elite points and credits for a stay booked through Fine Hotels & Resorts, making this offer potentially even more attractive.

Be sure to log into your Amex account to see if you are targeted for this offer and book your trip before November 12.

Additional reporting by Carissa Rawson.

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