There’s a lot going on with Marriott Bonvoy co-branded credit cardsso fasten your seat belts and place your seats in an upright position.
In addition to the launch of two new credit cards, there is major updates to the Marriott Bonvoy Brilliant™ American Express® Carda more valuable free night reward on the Ritz-Carlton™ credit card (no longer available to new applicants) and enhanced welcome offers on three other cards.
Let’s go through the Marriott credit card changes going live today, one piece at a time.
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2 new Marriott co-branded credit cards
Two new Marriott credit cards are being launched today: one of American Express and one of Hunt. These are the Marriott Bonvoy Bevy™ American Express® Card and the Marriott Bonvoy Bountiful™ Card from Chase.
The two maps are very similar. They include the following advantages and benefits:
Additionally, the Marriott Bonvoy Bevy Card and the Marriott Bonvoy Bountiful Card both have the same earning structure, earning points at the following rates:
- 6 points per dollar at hotels in Marriott Bonvoy Program.
- 4 points per dollar on the first $15,000 of combined spending per year at Restaurants around the world and American supermarkets (then 2 points per dollar thereafter).
- 2 points per dollar on all other qualifying purchases.
Bonvoy Bevy and Bonvoy Bountiful cards both have the same welcome offer for new applicants. You can earn 125,000 bonus points after spending $4,000 on qualifying purchases within the first three months of card membership. GPT values Marriott Bonvoy points at 0.84 cents each, meaning this bonus is worth $1,050.
This welcome offer is valid until January 11, 2023 for the Amex Marriott Bonvoy Bevy Card. The Marriott Bonvoy Bountiful Card offer will also end in January 2023 as well, although we don’t have a specific date at this time.
Changes to the Marriott Bonvoy Brilliant Card
Earlier this year we covered upgrade to annual credits of up to $300 available on this card. Effective today (September 22, 2022), Marriott Bonvoy Brilliant cardholders no longer receive up to $300 in spending credits with Marriott Hotels. Instead, that credit is now available as a credit of up to $25 per month for restaurant purchases.
However, today we learned of a host of other changes to the Marriott Bonvoy Brilliant. You can read all the details in This articlebut here’s a preview:
- Automatic Platinum status (formerly Gold).
- 25 Elite Night Credits each year (was 15).
- A premium benefit for spending $60,000 on the card in a calendar year (starting in 2023).
- An increased annual fee of $650 (see rates and fees).
Fortunately, the new annual fee will not go into effect for existing cardholders until your first renewal date on (or after) January 1, 2023. And many existing Bonvoy Brilliant cardholders are already see 10 additional Elite Night Credits in their accounts.
New cardholders can also earn 150,000 bonus points after spending $5,000 on qualifying purchases within the first three months of card membership. This welcome offer ends on January 11, 2023. GPT values Marriott Bonvoy points at 0.84 cents each, meaning this bonus is worth $1,260.
Enhanced Free Night Bonus on The Ritz-Carlton Card
This is more positive news for those who still hold the Ritz Carlton Card (no longer available to new applicants), as they too will see a more valuable free night reward in the future. Currently, cardholders receive an annual free night worth up to 50,000 points. On your next account anniversary, you will receive a free night worth up to 85,000 points.
However, the $450 annual fee on the card remains in place, so this is an entirely positive update to the card.
New welcome offers on 3 cards
Three additional Marriott Bonvoy credit cards currently offer high welcome offers.
The Marriott Bonvoy Business American Express Card has a high welcome offer, through November 2, 2022. New applicants can receive 100,000 bonus points after spending $4,000 on qualifying purchases within the first three months of card membership. GPT values Marriott Bonvoy clocks in at 0.84 cents each, meaning this bonus is worth $840.
Don’t forget that this card was recently refreshed with higher automatic elite status, improved win rates, and a discount on eligible room rates through Marriott – which did not result in an increase to the card’s $125 annual fee (see rates and fees). Discover our entirety Marriott Bonvoy Business card review for more details.
The new candidates for Marriott Bonvoy Boundless® Credit Card can also enjoy a high sign-up bonus of 100,000 bonus points after spending $3,000 on purchases within three months of account opening. GPT values Marriott Bonvoy clocks in at 0.84 cents each, meaning this bonus is worth $840. This card has an annual fee of $95. Discover our entirety Marriott Bonvoy Boundless Card review for more details.
In addition, candidates for Marriott Bonvoy Bold® Credit Card can earn 60,000 bonus points after spending $2,000 on purchases within three months of account opening. That’s up from the previous offer of 30,000 bonus points and is worth $504, according to our latest estimates. There is no annual fee on this card. Discover our entirety Marriott Bonvoy Bold Card review for more details.
The Marriott Bonvoy Bold and Boundless Cards are offered by Chase, while the Marriott Bonvoy Business Card is offered by American Express. Each bank has its own credit card application rules and restrictionsso be sure to read them before submitting your application.
Quick thoughts on the changes
The benefits and benefits of the new Amex Marriott Bonvoy Bevy Card and Marriott Bonvoy Bountiful Card carry over some of what the Bonvoy Brilliant Card previously offered, such as 15 Elite Night Credits and free Gold status. These benefits are now available at a lower price ($200 less than what you previously paid in annual fees).
However, the cards do not automatically offer an annual free night; you need to spend $15,000 per year to earn this free night reward. This is in stark contrast to the Marriott Bonvoy Boundless Card, which automatically offers a 35,000 point certificate upon renewal.
It’s also worth comparing this to the corresponding cards from other chains. For example, the Hilton Honors American Express Surpass® Card awards a free weekend night after spending $15,000 in a calendar year, but that’s worth practically any participating property. The card also has a lower annual fee ($95, see rates and fees), and the automatic Hilton Gold Status on the Surpass card is significantly more valuable than the Marriott Gold status offered on these two new products.
During this time, the World of Hyatt credit cardwhich also has a $95 annual fee, automatically offers a tier 1-4 free night award on account anniversary, and has the option to earn a second night free when you spend $15,000 on the card each year.
On the other hand, the switch to the Ritz-Carlton card is quite positive. Without increasing its annual fee, one of the main advantages of the card is to improve. Although the product is not open to new applicants, it is available to those switching from another Marriott co-branded credit card to this card.
The most complicated part of this news is the myriad of changes to the Marriott Bonvoy Brillant Card. The new perks might be attractive to some travelers, but others may be turned off by the higher annual fee and monthly dining credits — which take more energy to max out than the old $300 Marriott credit. Luckily, existing cardholders have some time to figure out if it’s worth paying the higher annual fee.
At the end of the line
Marriott came out with massive changes to its co-branded credit card lineup today — and that’s a lot to digest.
The main takeaways are that two new mid-tier Marriott credit cards are being launched, and the benefits are improving over the Marriott Bonvoy Brilliant Amex — but the latter is a $200 increase in the card’s annual fee. Additionally, Ritz-Carlton cardholders will enjoy a more valuable annual free night in the future, while the other three Marriott credit cards have launched high welcome offers.
You can count on TPG to keep you up to date with these changes by providing new reviews of these cards to see if their annual fees are worth it. We’ll also be updating our detailed reviews of each card in the coming weeks, so pay attention to these if you’re interested in applying for one of these cards or already have one (or more) in your wallet.
Apply here: Earn 150,000 bonus points after spending $5,000 on qualifying purchases within the first three months of card membership on the Marriott Bonvoy Brilliant™ American Express® Card. Ends January 11, 2023.
Apply here: Earn 100,000 bonus points after spending $4,000 on qualifying purchases within the first three months of card membership on the Marriott Bonvoy Business® American Express® Card. Ends November 2, 2022.
Apply here: Earn 100,000 bonus points after spending $3,000 on purchases within three months of opening the account on the Marriott Bonvoy Boundless® Credit Card.
Apply here: Earn 60,000 bonus points after spending $2,000 on purchases within three months of opening the account on the Marriott Bonvoy Bold® Credit Card.